A Complete,
End-to-End B2B Payables Solution
Seamless Accounts Payable system that streamlines invoice processing, supplier onboarding, payments, and 1099 reporting—all in one platform.

Elevate Your Payment Processes & Beyond.
At the core of our payment managed service is Lucrotec APeX, our purpose-built B2B payment operations platform. APeX integrates decades of expertise, advanced robotic process automation (RPA), and direct connections to payment supply chain partners—bringing together all payment types in a single, SaaS-based platform.
While Lucrotec is not a bank, it orchestrates the entire payment supply chain—leveraging banking relationships, technology, and automation to maximize efficiency, security, and financial impact.
Onboard and verify suppliers
Onboard and verify suppliers with built-in compliance and security measures.
Automate invoice processing
Automate invoice processing to eliminate manual data entry and approval delays.
Pay suppliers seamlessly
Pay suppliers seamlessly via ACH, check, wire, and card—domestic and international.
Ensure tax compliance
Ensure tax compliance with automated 1099 reporting and tracking.
Explore our Solutions

Supplier Onboarding
Secure, Verified, & Compliant
- Supplier Verification
- KYS Compliance
- Monitoring
- Fraud Detection
- Risk Detection
- Onboarding Portal

Invoice Automation
Digitize & Accelerate AP Workflows
- Invoice Digitization (OCR & AI)
- Invoice Review
- Cost Allocation
- Approvals
- ERP Connectivity
- Rules Engine

Payment Automation
Smarter, More Efficient Payments
- Payment via ACH/Wire/Check/Card
- International FX Payments
- Multiple Currencies
- Automated Reconciliation
- Rebates
- Real-time Reporting

1099 Reporting
Simplify Tax Compliance
- Supplier Management
- Automated Generation
- 1099 MISC/INT/NEC Form Support
- Review and Approval
- Printing and Mailing
- USPS Tracking
Award-Winning Growth & Innovation
Lucrotec is proud to be recognized for its consistent growth and commitment to excellence, earning a place on both the 2024 Deloitte Technology Fast 500™ and the 2024 Inc. 5000 list of the fastest-growing private companies in America.
These achievements reflect our dedication to precision, reliability, and efficiency in B2B accounts payable automation. We are grateful to our clients, partners, and dedicated team for their trust and support in helping us reach these milestones.


Payment Networks We Solution With
Access to a wide range of payment networks—VISA, Mastercard, Discover, ACH, SEPA, BACS, Apple pay, Google Pay, PayPal, Zelle, Venmo, Alipay, Giropay and more—ensures that enterprises can meet suppliers where they are. This flexibility maximizes digital payment adoption and enables the use of the most secure and cost-effective channels for each transaction. By connecting to global and regional networks across card, bank, and real-time rails, Lucrotec gives clients the power to reduce friction, eliminate check dependency, and optimize every supplier relationship—domestically and internationally.


















ERP System Friendly
Lucrotec APeX is designed to work seamlessly with the world's most widely used ERP systems—including SAP, Oracle, Workday, Infor, Microsoft Dynamics, NetSuite, and more. Our flexible architecture supports flat file uploads, API connectivity, and batch automation, allowing clients to get started quickly—without deep IT investment or custom integration work.
Whether your AP team relies on a global SAP instance or a regional Workday deployment, Lucrotec plugs into your current environment with minimal disruption. Payment files, invoice data, supplier records, and 1099 outputs can be exchanged securely, supporting compliance and real-time reconciliation.
With Lucrotec, clients can achieve full AP automation without waiting for major ERP transformation projects—making smarter accounts payable a reality
















